Need an appraisal for a FHA-backed mortgage? Call CMH Appraisals

The FHA publishes a roster of approved appraisers for each state - CMH Appraisals has 2 appraisers on the roster of approved appraisers for Michigan.  We're qualified and approved to do reports for FHA secured loans. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at CMH Appraisals is well-trained on how to follow the rules and regulations provided.


If you're in need of an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA-secured loan, it means it is underwritten by them. The lending company takes care of all the financing - the FHA simply backs the transaction through mortgage insurance in case the borrower defaults on his or her loan. The FHA and their loan programs are designed to aid low-to-moderate income purchasers by easing credit expectations. Different from the VA appraiser panel, the lending agency working with FHA actually has the freedom to pick the appraiser.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA offers are invaluable to buyers with less starting capital.